Quick Answer: Ferguson is a plumbing-and-HVAC wholesaler that sells A.O. Smith, Eemax, Rheem, and — unlike SupplyHouse.com — **Navien** tankless water heaters, with A.O. Smith's ProLine XE ATI-540H-N priced at **$1,092.32**. The catch: Ferguson's own Navien listings often show **"Call for Pricing"** and require certification to purchase, a brand-specific gate that A.O. Smith and Eemax listings on the same site don't have. Ferguson is also in the middle of a rebrand — the former Build.com storefront is merging into the unified **Ferguson Home** name.

Search for “Ferguson tankless water heater” and the brand you’re after determines how the shopping experience actually works. Our SupplyHouse.com guide already covers one plumbing wholesaler that sells to homeowners with fully open pricing and no Navien option at all. Ferguson is a different kind of mixed case: it’s one of the few channels that actually stocks Navien’s NPE-A2 line, but that specific brand’s listings come with a certification gate that the rest of Ferguson’s tankless catalog doesn’t share — and the company itself is mid-rebrand, folding its old Build.com consumer storefront into a single “Ferguson Home” identity.

What Ferguson actually stocks, and how access differs by brand

BrandFerguson availabilityPricing accessExample price
A.O. SmithProLine XE and Adapt+ gas condensing linesOpen — no loginATI-540H-N $1,092.32
EemaxHomeAdvantage II electric rangeOpen — no loginHA036240 $1,027.09
RheemPro-channel RTG/RTGH lineOpen — no login~$1,200-$1,900+
NavienNPE-A2 seriesCall for Pricing — certification requiredNot publicly listed

Prices per current and recently-confirmed Ferguson/Ferguson Home listings, checked October 2026; wholesaler pricing, stock status, and purchase gating change by brand and by location, so confirm the live listing before ordering.

By the numbers

1. A.O. Smith ProLine XE ATI-540H-N — Best Open-Pricing Pick

A.O. Smith ProLine XE ATI-540H-N

Condensing gas · 199,000 BTU · 0.95 UEF · $1,092.32 at Ferguson
  • Same 199,000 BTU condensing platform as A.O. Smith's flagship Adapt+ ATHR-199X3, minus the X3 Scale Prevention Technology upgrade — see our hard water guide for whether that upgrade is worth the roughly $1,095 premium over this unit.
  • No login or certification required to see this price — unlike Ferguson's own Navien listings, this one is fully open to any shopper.
  • Ferguson's price undercuts SupplyHouse's Adapt+ price by roughly half, though the two units aren't an identical spec match — compare the X3 scale-prevention upgrade against your water hardness before assuming the cheaper unit is the better deal.
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2. Eemax HA036240 — Best Ferguson Pick for a Whole-Home Electric Install

Eemax HA036240

Electric whole-home · 36 kW/240V · $1,027.09 at Ferguson
  • SupplyHouse lists the identical model at $866.61 — a $160.48 gap on the exact same SKU, worth checking both wholesalers before ordering.
  • A 36 kW draw needs a dedicated four-circuit electrical install — see our electrical requirements guide before budgeting the unit price alone.
  • Eemax is Rheem's own sister brand under parent company Paloma Industries, per our Eemax tankless water heater review — not an unrelated budget import.
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The Build.com-to-Ferguson Home rebrand, and what it means for buyers

If you’ve read an older tankless water heater review that cites a “Build.com” listing, that’s not a different retailer — it’s the same wholesaler catalog under its previous consumer-facing name. Ferguson announced in 2025 that it was merging Build.com and its Ferguson Bath, Kitchen & Lighting Gallery showrooms into one brand, Ferguson Home, with the Build.com domain staying live only temporarily during the transition. For a buyer today, that means the inventory, pricing, and account system are converging under FergusonHome.com rather than two separate storefronts — worth knowing if an older price citation or review still references Build.com by name, since it’s describing the same underlying business, not a defunct competitor.

What a Ferguson price doesn’t tell you

Wholesale access to A.O. Smith, Eemax, and Rheem at open pricing makes Ferguson worth comparing before you buy retail — but two things work differently than shopping SupplyHouse or a big-box store:

The bottom line

Ferguson earns a real spot alongside SupplyHouse as a second plumbing-wholesaler option — and it’s the rare channel that actually stocks Navien, which SupplyHouse doesn’t carry at all. But the Navien listings themselves come with a certification-and-call-for-pricing gate that the rest of Ferguson’s open-pricing catalog (A.O. Smith, Eemax, Rheem) doesn’t share, and the site itself is mid-transition from its old Build.com name into the unified Ferguson Home brand. If open pricing with zero gating matters more than Navien access, our SupplyHouse.com tankless water heater guide covers that side of the wholesale channel. For retail-shelf shopping with bundled installation instead, see our Home Depot and Costco guides, or our best tankless water heater guide for the full brand field regardless of where you ultimately buy.

Check the A.O. Smith ProLine XE price on Amazon →